Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one's own country, or internationally. Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Coverage varies, and can be purchased to include higher risk items such as "winter sports".
Coverage types
The most common risks that are covered by travel insurance are:
Medical/dental expenses
Emergency evacuation/Medical Air Evacuation/repatriation of remains
Return of a minor child
Trip cancellation/interruption
Accidental death, injury or disablement benefit
Overseas funeral expenses
Curtailment
Delayed departure, missed connection
Lost, stolen or damaged baggage, personal effects or travel documents
Delayed baggage (and emergency replacement of essential items)
Legal assistance
Trip Cancellation
Flight Connection was missed due to airline schedule
Travel Delays due to weather
Medical Emergency and hospital care (Accident or Sickness)
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